How do Insurance Adjusters Really View Personal Injury Claims?

If you are filing a personal injury lawsuit, the lawyer from your New Jersey personal injury law firm will most likely explain to you how the insurance company thinks and operates so that you don’t have any misconceptions.

Insurance defense attorneys actually make more from litigating cases for as long as they can, not by settling.

It should not be surprising that insurance defense attorneys earn most of their money by litigating. They bill the insurance company by the hour for all services rendered; they don’t make money from commission or from the fees from early settlements. So if your New Jersey personal injury law firm files a suit for you, there will be a substantial amount of work and back-and-forth involved. The defense attorneys might know that you and your attorney are in it for the long haul, but they still won’t put on a lot of pressure to settle. You must be committed to going to trial if necessary, because it is not in the insurance company’s defense attorney’s interest to settle as quickly as possible, contrary to what you might expect.

Certain companies won’t settle small cases at all, unless you actually file suit and go to trial.

An experienced New Jersey personal law firm usually knows which insurance carriers are easy to work with and which ones are stingy about settling. Certain companies are known to be extremely frugal when it comes to personal injury claims, and have an entrenched corporate philosophy regarding when to settle personal injury claims. They almost never put forth a reasonable offer for small injury cases, especially if soft-tissue injuries are involved, because they knew that most of these claimants are unrepresented by counsel and will simply grab whatever settlement is offered to them, or believe that they must accept an insurance adjuster’s first offer.  They also know that most personal injury attorneys would rather settle than go to trial, because of the time, effort, and expenses involved.

If you need the help of an experienced New Jersey personal injury law firm to handle your personal injury case, contact Gerald H. Clark at 877-841-8855 for a free consultation.